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Should businesses bank on APIs to solve the legacy conundrum?

It is imperative for banks and other financial services businesses to ‘go digital’, in response to legislation (i.e., PSD2) and to increasing pressure from smaller, more nimble fintechs.Traditional financial services firms have a…
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How should banks tackle the innovation challenge from fintech startups?

The influence of rapidly-evolving macro-economic conditions and regulatory changes, especially following the 2008 financial crisis, have always kept the financial services industry on its toes. However, few could have foreseen the impact created…
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What Banks can Learn from Fintech Startups

Today, a company can spring up in a matter of weeks. Perhaps a new idea is planted overnight during a hackathon and germinated in a garage over a couple of weeks using unlimited cloud computing power, free developer tools and open APIs. Then,…
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How are banks responding to the Fintech revolution?

I wrote a piece in July, Future of Fintech depends on APIs, talking about the landscape of Fintech and how a regular part of our lives today is enabled through Fintech innovations and APIs.Here, I want to talk about banks and how they shouldn’t…